Major Rating Factors:
Strong long-term capitalization index (7.1 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent profitability index (8.8).
Other Rating Factors:
Excellent overall results on stability tests (7.9). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.3% of capital. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Fire (7.4%), work comp (6.4%), personal/comm auto (6.2%), fin guar/surety (1.3%), product liab. (1.0%), comm multi (0.2%), other (77.5%)
Licensed in:
All states and GU, PR
Principal Investments:
Investment grade bonds (70.4%), common stock (10.1%), non investment grade bonds (0.4%), cash (0.1%), other (19.0%)
Corporate Info
Group Affiliation
AXA SA
Investment Rating
--
Company Address
677 Washington Blvd
Stamford, CT 06901
Stamford, CT 06901
Phone Number
(203) 964-5200
NAIC Number
22322
Website
Largest Affiliates