C
Mitsui Sumitomo Ins USA Inc
Warren,  NJ
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Rating C
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 7.70
Profitability Index 4.60
Reserve Adequacy Index 8.10
Stability Index 2.90
Company Info Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Industry P&C
NAIC Number 22551
Phone Number (908) 604-2900
Website www.msigusa.com
Address 15 Independence Boulevard Warren, NJ 07059
Balance Sheet Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Total Assets 493.57M
Capital and Reserves Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Risk-Adjusted Capital Ratio #1 2.14
Risk-Adjusted Capital Ratio #2 1.38
1-Year Reserve Development -0.56%
2-Year Reserve Development -10.42%
Capital 239.06M
Premium to Surplus 40.78%
Reserves to Surplus 53.39%
Investments Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Medical Loss Ratio --
Cash From Underwriting 174.94%
Combined Ratio 91.35%
Expense Ratio 23.15%
Loss Ratio 68.20%
Net Premium Growth 32.36%
Other Medical Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Mitsui Sumitomo Ins USA Inc
Warren, NJ
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Net Income 14.10M
Net Premium 97.49M
Health Premium --