B
Horace Mann Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.78
Risk Adjusted
Capital Ratio #2
1.87
Loss
Ratio
61.98%
Total
Assets
581.81M
Capital
211.82M
Net
Premiums
339.40M
Net
Income
41.78M
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Weiss Ratings Horace Mann Ins Co
Springfield, IL 		Click to
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Rating B
Capitalization Index 8.20
Investment Safety Index --
Liquidity Index 5.10
Profitability Index 4.90
Reserve Adequacy Index 5.90
Stability Index 6.80
Company Info Horace Mann Ins Co
Springfield, IL 		Click to
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Industry P&C
NAIC Number 22578
Phone Number (217) 789-2500
Website www.horacemann.com
Address One Horace Mann Plaza Springfield, IL 62715
Balance Sheet Horace Mann Ins Co
Springfield, IL 		Click to
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Total Assets 581.81M
Capital and Reserves Horace Mann Ins Co
Springfield, IL 		Click to
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Risk-Adjusted Capital Ratio #1 2.78
Risk-Adjusted Capital Ratio #2 1.87
1-Year Reserve Development -3.91%
2-Year Reserve Development 2.64%
Capital 211.82M
Premium to Surplus 160.23%
Reserves to Surplus 61.37%
Investments Horace Mann Ins Co
Springfield, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Horace Mann Ins Co
Springfield, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 106.56%
Combined Ratio 89.00%
Expense Ratio 27.01%
Loss Ratio 61.98%
Net Premium Growth 6.56%
Other Medical Horace Mann Ins Co
Springfield, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Horace Mann Ins Co
Springfield, IL 		Click to
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Net Income 41.78M
Net Premium 339.40M
Health Premium --