C
Attorneys Ins Mutual RRG Inc
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2022 and 2024. Return on equity has been low, averaging 0.1% over the past five years. Weak overall results on stability tests (2.6) including weak risk diversification. The largest net exposure for one risk is excessive at 12.1% of capital. History of adequate reserve strength (5.6) as reserves have been consistently at an acceptable level.
Other Rating Factors: Strong long-term capitalization index (7.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2023. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: HI
Principal Investments: Investment grade bonds (72.7%), common stock (23.5%), cash (1.5%), preferred stock (0.6%), other (1.6%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
126 College Street
Burlington, VT 05401
Phone Number
(802) 694-5319
NAIC Number
22670
Website
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Largest Affiliates
No affiliate information available.