B
Horace Mann P&C Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.95
Risk Adjusted
Capital Ratio #2
2.04
Loss
Ratio
61.98%
Total
Assets
354.30M
Capital
136.79M
Net
Premiums
218.54M
Net
Income
28.94M
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Weiss Ratings Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Rating B
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 5.30
Profitability Index 5.90
Reserve Adequacy Index 6.60
Stability Index 7.60
Company Info Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Industry P&C
NAIC Number 22756
Phone Number (217) 789-2500
Website www.horacemann.com
Address One Horace Mann Plaza Springfield, IL 62715
Balance Sheet Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Total Assets 354.30M
Capital and Reserves Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Risk-Adjusted Capital Ratio #1 2.95
Risk-Adjusted Capital Ratio #2 2.04
1-Year Reserve Development -3.48%
2-Year Reserve Development -7.90%
Capital 136.79M
Premium to Surplus 159.77%
Reserves to Surplus 56.69%
Investments Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 111.28%
Combined Ratio 89.03%
Expense Ratio 27.04%
Loss Ratio 61.98%
Net Premium Growth 6.56%
Other Medical Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Net Income 28.94M
Net Premium 218.54M
Health Premium --