Integon General Ins Corp
Major Rating Factors:
Fair long-term capitalization index (4.0 on a scale of 0 to 10) based on fair current risk adjusted capital (severe loss scenarios). Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.2) with operating losses during 2020, 2022 and 2024. Return on equity has been low, averaging 0.7% over the past five years.
Other Rating Factors:
Fair overall results on stability tests (4.2) including excessive premium growth, negative cash flow from operations for 2024 and fair risk adjusted capital in prior years. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
F - Negative cash flow.
Principal Lines of Business:
Personal/comm auto (97.0%), homeowners (2.7%), other (0.2%)
Licensed in:
AK, AL, AR, CO, FL, GA, IL, KY, MD, MO, NC, ND, NE, OH, OR, PA, RI, SC, SD, TN, VA, WA, WI
Principal Investments:
Investment grade bonds (95.3%), other (4.7%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
450 W. Hanes Mill Road
Winston-Salem, NC 27105
Winston-Salem, NC 27105
Phone Number
(800) 526-0332
NAIC Number
22780
Website
Largest Affiliates