B
Interstate Fire & Casualty Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Excellent liquidity (7.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Fire (19.9%), comm multi (17.6%), product liab. (2.4%), personal/comm auto (1.4%), other (58.7%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (97.3%), cash (0.6%), other (2.0%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Allianz SE
Investment Rating
ALV
Company Address
155 North Wacker Drive
Chicago, IL 60606
Phone Number
(888) 466-7883
NAIC Number
22829
Largest Affiliates
C
New York, NY - L&A
B
Petaluma, CA - P&C
B
Chicago, IL - P&C