Major Rating Factors:
Strong long-term capitalization index (9.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.5) that helps to protect the company against sharp claims increases. Excellent profitability index (8.0) with operating gains in each of the last five years.
Other Rating Factors:
Excellent liquidity (8.5) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (28.0%), personal/comm auto (25.8%), homeowners (17.1%), comm multi (11.4%), fire (2.1%), product liab. (1.5%), fin guar/surety (0.4%), other (13.6%)
Licensed in:
HI
Principal Investments:
Investment grade bonds (72.3%), common stock (10.0%), cash (7.6%), non investment grade bonds (2.9%), preferred stock (1.7%), other (5.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Tradewind Group Inc
Investment Rating
--
Company Address
828 Fort Street Mall
Honolulu, HI 96813
Honolulu, HI 96813
Phone Number
(808) 564-8200
NAIC Number
22845
Website
Largest Affiliates