Major Rating Factors:
Strong long-term capitalization index (9.5 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.5) that helps to protect the company against sharp claims increases. Excellent profitability index (8.4).
Other Rating Factors:
Excellent liquidity (7.1) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.9) despite. The largest net exposure for one risk is acceptable at 2.2% of capital.
Stability Factors:
L - Past results on our liquidity tests.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Work comp (27.3%), personal/comm auto (23.3%), homeowners (17.7%), comm multi (15.2%), fire (2.4%), fin guar/surety (0.2%), other (13.9%)
Licensed in:
HI
Principal Investments:
Investment grade bonds (68.7%), cash (8.3%), common stock (7.5%), preferred stock (4.0%), non investment grade bonds (3.7%), other (7.8%)
Corporate Info
Group Affiliation
Tradewind Group Inc
Investment Rating
--
Company Address
828 Fort Street Mall
Honolulu, HI 96813
Honolulu, HI 96813
Phone Number
(808) 564-8200
NAIC Number
22845
Website
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