Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,237
842
2,079
40.50%
23.31%
2023
1,214
780
1,994
39.12%
22.83%
2022
1,339
807
2,146
37.60%
23.10%
2021
1,214
760
1,974
38.50%
22.81%
2020
1,217
615
1,832
33.57%
21.51%
2019
1,486
932
2,418
38.54%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
270
129
399
32.33%
47.44%
2023
221
94
315
29.84%
47.29%
2022
239
99
338
29.29%
45.44%
2021
213
129
342
37.72%
44.40%
2020
233
97
330
29.39%
42.45%
2019
278
151
429
35.20%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
80
49
129
37.98%
41.75%
2023
90
76
166
45.78%
38.64%
2022
78
63
141
44.68%
39.39%
2021
121
76
197
38.58%
40.41%
2020
82
62
144
43.06%
48.09%
2019
81
64
145
44.14%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
437
180
617
29.17%
39.58%
2023
660
328
988
33.20%
36.96%
2022
508
244
752
32.45%
37.07%
2021
556
202
758
26.65%
39.17%
2020
527
123
650
18.92%
35.42%
2019
552
192
744
25.81%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
16
11
27
40.74%
12.20%
2023
26
27
53
50.94%
16.34%
2022
19
16
35
45.71%
11.13%
2021
13
31
44
70.45%
18.93%
2020
19
19
38
50.00%
20.93%
2019
26
29
55
52.73%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
470
175
645
27.13%
45.22%
2023
376
159
535
29.72%
44.64%
2022
411
131
542
24.17%
46.15%
2021
370
126
496
25.40%
46.87%
2020
457
175
632
27.69%
43.90%
2019
658
297
955
31.10%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4
6
10
60.00%
64.47%
2023
2
3
5
60.00%
62.55%
2022
2
5
7
71.43%
56.52%
2021
0
6
6
100.00%
62.74%
2020
3
5
8
62.50%
61.51%
2019
2
4
6
66.67%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
290
105
395
26.58%
35.33%
2023
294
212
506
41.90%
35.67%
2022
284
199
483
41.20%
37.14%
2021
281
174
455
38.24%
35.46%
2020
285
146
431
33.87%
33.86%
2019
326
187
513
36.45%
34.01%