KY Farm Bureau Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
56,411
3,789
60,200
6.29%
23.88%
2024
48,832
3,117
51,949
6.00%
23.31%
2023
49,514
3,374
52,888
6.38%
22.83%
2022
48,550
3,319
51,869
6.40%
23.10%
2021
45,635
3,289
48,924
6.72%
22.81%
2020
37,008
2,864
39,872
7.18%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
279
50
329
15.20%
49.08%
2024
275
35
310
11.29%
47.46%
2023
267
83
350
23.71%
47.29%
2022
291
104
395
26.33%
45.44%
2021
327
104
431
24.13%
44.40%
2020
250
66
316
20.89%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,151
875
4,026
21.73%
42.44%
2024
2,089
660
2,749
24.01%
41.75%
2023
5,619
1,298
6,917
18.77%
38.64%
2022
1,961
685
2,646
25.89%
39.39%
2021
1,515
699
2,214
31.57%
40.41%
2020
1,776
511
2,287
22.34%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
25,863
7,696
33,559
22.93%
38.98%
2024
21,163
6,039
27,202
22.20%
39.58%
2023
48,673
9,133
57,806
15.80%
36.96%
2022
20,118
6,729
26,847
25.06%
37.07%
2021
15,135
5,935
21,070
28.17%
39.17%
2020
18,104
5,407
23,511
23.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
271
25
296
8.45%
13.25%
2024
287
26
313
8.31%
12.32%
2023
297
36
333
10.81%
16.34%
2022
299
44
343
12.83%
11.13%
2021
281
36
317
11.36%
18.93%
2020
253
32
285
11.23%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11,826
1,320
13,146
10.04%
45.21%
2024
12,494
1,452
13,946
10.41%
45.23%
2023
12,213
3,291
15,504
21.23%
44.64%
2022
12,493
3,215
15,708
20.47%
46.15%
2021
12,426
3,182
15,608
20.39%
46.87%
2020
11,425
2,798
14,223
19.67%
43.90%