Comparison - Shelter Mutual Ins Co - Weiss Ratings

B

Shelter Mutual Ins Co

Columbia, MO

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.86

Risk Adjusted
Capital Ratio #2

1.47

Loss
Ratio

70.94%

Total
Assets

4.98B

Capital

2.62B

Net
Premiums

2.89B

Net
Income

224.24M

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Weiss Ratings	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	7.70
Investment Safety Index	--
Liquidity Index	2.90
Profitability Index	4.50
Reserve Adequacy Index	7.00
Stability Index	8.40

Company Info	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	23388
Phone Number	(573) 445-8441
Website	www.shelterinsurance.com
Address	1817 West Broadway Columbia, MO 65218

Balance Sheet	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	4.98B

Capital and Reserves	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.86
Risk-Adjusted Capital Ratio #2	1.47
1-Year Reserve Development	0.39%
2-Year Reserve Development	0.85%
Capital	2.62B
Premium to Surplus	110.34%
Reserves to Surplus	32.61%

Investments	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	24.37%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	105.03%
Combined Ratio	96.29%
Expense Ratio	25.35%
Loss Ratio	70.94%
Net Premium Growth	6.21%

Other Medical	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Shelter Mutual Ins Co Columbia, MO	Click to Compare	Click to Compare	Click to Compare
Net Income	224.24M
Net Premium	2.89B
Health Premium	--