Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good overall results on stability tests (5.3) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with American Financial Group Inc, good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (43.7%), product liab. (18.8%), other (37.5%)
Licensed in:
AR, KS, LA, OH, OK, TX
Principal Investments:
Investment grade bonds (73.1%), cash (0.5%), other (26.5%)
Corporate Info
Group Affiliation
American Financial Group Inc
Investment Rating
Company Address
100 S. Cincinnati Ave.
Tulsa, OK 74103
Tulsa, OK 74103
Phone Number
(800) 722-4994
NAIC Number
23426
Website
Largest Affiliates