Major Rating Factors:
Strong long-term capitalization index (7.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years. Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Excellent profitability index (8.8).
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.9). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
G - Fast asset or premium growth.
Principal Lines of Business:
Personal/comm auto (73.6%), work comp (14.5%), comm multi (0.7%), other (11.2%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (75.7%), common stock (14.4%), cash (2.1%), real estate (1.7%), preferred stock (1.6%), non investment grade bonds (1.4%), other (3.1%)
Corporate Info
Group Affiliation
American Financial Group Inc
Investment Rating
Company Address
3250 Interstate Drive
Richfield, OH 44286
Richfield, OH 44286
Phone Number
(330) 659-8900
NAIC Number
32620
Website
Largest Affiliates