B
National Interstate Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.53
Risk Adjusted
Capital Ratio #2
1.23
Loss
Ratio
66.40%
Total
Assets
2.49B
Capital
490.09M
Net
Premiums
430.49M
Net
Income
43.81M
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Weiss Ratings National Interstate Ins Co
Richfield, OH 		Click to
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Rating B
Capitalization Index 7.30
Investment Safety Index --
Liquidity Index 7.80
Profitability Index 8.80
Reserve Adequacy Index 8.20
Stability Index 8.10
Company Info National Interstate Ins Co
Richfield, OH 		Click to
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Industry P&C
NAIC Number 32620
Phone Number (330) 659-8900
Website www.natl.com
Address 3250 Interstate Drive Richfield, OH 44286
Balance Sheet National Interstate Ins Co
Richfield, OH 		Click to
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Total Assets 2.49B
Capital and Reserves National Interstate Ins Co
Richfield, OH 		Click to
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Risk-Adjusted Capital Ratio #1 1.53
Risk-Adjusted Capital Ratio #2 1.23
1-Year Reserve Development 70.00%
2-Year Reserve Development -130.00%
Capital 490.09M
Premium to Surplus 160.00%
Reserves to Surplus 190.00%
Investments National Interstate Ins Co
Richfield, OH 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 14.26%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios National Interstate Ins Co
Richfield, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 66.40%
Net Premium Growth 70.00%
Other Medical National Interstate Ins Co
Richfield, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability National Interstate Ins Co
Richfield, OH 		Click to
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Net Income 43.81M
Net Premium 430.49M
Health Premium --