Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4
4
8
50.00%
23.88%
2024
6
6
12
50.00%
23.31%
2023
9
11
20
55.00%
22.83%
2022
9
18
27
66.67%
23.10%
2021
11
21
32
65.63%
22.81%
2020
23
30
53
56.60%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
24
36
66.67%
49.08%
2024
23
30
53
56.60%
47.46%
2023
27
33
60
55.00%
47.29%
2022
29
44
73
60.27%
45.44%
2021
36
49
85
57.65%
44.40%
2020
30
41
71
57.75%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
18
30
60.00%
42.44%
2024
30
38
68
55.88%
41.75%
2023
30
24
54
44.44%
38.64%
2022
28
33
61
54.10%
39.39%
2021
21
42
63
66.67%
40.41%
2020
27
39
66
59.09%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
72
170
242
70.25%
13.25%
2024
86
210
296
70.95%
12.32%
2023
128
198
326
60.74%
16.34%
2022
102
199
301
66.11%
11.13%
2021
101
204
305
66.89%
18.93%
2020
77
177
254
69.69%
20.93%