B
National American Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good liquidity (6.5 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.5). Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.9% of capital.
Stability Factors:
Principal Lines of Business: Personal/comm auto (32.9%), work comp (8.9%), product liab. (7.3%), fin guar/surety (2.1%), fire (1.8%), other (47.0%)
Licensed in: All states
Principal Investments: Investment grade bonds (81.9%), common stock (7.7%), real estate (0.2%), other (10.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
Chandler Ins Co Ltd
Investment Rating
--
Company Address
1010 Manvel Avenue
Chandler, OK 74834
Phone Number
(405) 258-0804
NAIC Number
23663
Largest Affiliates
There are no affiliate to display.