B
National American Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
711
286
997
28.69%
23.31%
2023
728
228
956
23.85%
22.83%
2022
692
222
914
24.29%
23.10%
2021
680
218
898
24.28%
22.81%
2020
521
141
662
21.30%
21.51%
2019
486
122
608
20.07%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
429
286
715
40.00%
47.45%
2023
486
269
755
35.63%
47.29%
2022
450
271
721
37.59%
45.44%
2021
445
266
711
37.41%
44.40%
2020
370
253
623
40.61%
42.45%
2019
477
314
791
39.70%
44.33%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
1
2
50.00%
74.87%
2022
2
1
3
33.33%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
4
0
4
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
82
106
188
56.38%
12.32%
2023
106
94
200
47.00%
16.34%
2022
107
119
226
52.65%
11.13%
2021
99
103
202
50.99%
18.93%
2020
107
97
204
47.55%
20.93%
2019
96
73
169
43.20%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
1
0
1
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
179
142
321
44.24%
35.33%
2023
252
199
451
44.12%
35.67%
2022
269
221
490
45.10%
37.14%
2021
335
215
550
39.09%
35.46%
2020
276
212
488
43.44%
33.86%
2019
393
235
628
37.42%
34.01%