Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5,122
672
5,794
11.60%
23.31%
2023
6,892
970
7,862
12.34%
22.83%
2022
7,618
1,055
8,673
12.16%
23.10%
2021
8,051
1,025
9,076
11.29%
22.81%
2020
8,008
971
8,979
10.81%
21.51%
2019
10,313
1,342
11,655
11.51%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
62
57
119
47.90%
47.45%
2023
109
98
207
47.34%
47.29%
2022
129
118
247
47.77%
45.44%
2021
143
123
266
46.24%
44.40%
2020
146
110
256
42.97%
42.45%
2019
222
159
381
41.73%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
71
37
108
34.26%
41.74%
2023
155
68
223
30.49%
38.64%
2022
180
77
257
29.96%
39.39%
2021
186
83
269
30.86%
40.41%
2020
189
90
279
32.26%
48.09%
2019
192
112
304
36.84%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
959
191
1,150
16.61%
39.58%
2023
1,240
234
1,474
15.88%
36.96%
2022
1,146
186
1,332
13.96%
37.07%
2021
1,204
186
1,390
13.38%
39.17%
2020
1,461
188
1,649
11.40%
35.42%
2019
1,266
147
1,413
10.40%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.09%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
2
3
66.67%
81.44%
2023
1
3
4
75.00%
74.87%
2022
1
1
2
50.00%
72.69%
2021
2
0
2
0.00%
79.01%
2020
2
0
2
0.00%
80.13%
2019
2
0
2
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
16
23
39
58.97%
12.32%
2023
26
27
53
50.94%
16.34%
2022
32
30
62
48.39%
11.13%
2021
33
36
69
52.17%
18.93%
2020
33
35
68
51.47%
20.93%
2019
42
50
92
54.35%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
848
1,139
1,987
57.32%
45.22%
2023
1,124
1,613
2,737
58.93%
44.64%
2022
1,184
1,737
2,921
59.47%
46.15%
2021
1,218
1,668
2,886
57.80%
46.87%
2020
1,280
1,462
2,742
53.32%
43.90%
2019
1,870
1,872
3,742
50.03%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
3
4
75.00%
63.97%
2023
2
3
5
60.00%
62.55%
2022
5
5
10
50.00%
56.52%
2021
4
7
11
63.64%
62.74%
2020
5
7
12
58.33%
61.51%
2019
6
7
13
53.85%
70.02%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
32
0
32
0.00%
4.30%
2023
32
0
32
0.00%
4.57%
2022
9
0
9
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
2019
0
0
0
0.00%
6.35%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
76
36
112
32.14%
35.33%
2023
77
44
121
36.36%
35.67%
2022
75
45
120
37.50%
37.14%
2021
72
38
110
34.55%
35.46%
2020
62
31
93
33.33%
33.86%
2019
92
40
132
30.30%
34.01%