Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5,811
346
6,157
5.62%
23.31%
2023
4,445
317
4,762
6.66%
22.83%
2022
0
0
0
0.00%
23.10%
2021
3,722
267
3,989
6.69%
22.81%
2020
3,335
201
3,536
5.68%
21.51%
2019
4,363
290
4,653
6.23%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
77
11
88
12.50%
47.45%
2023
80
9
89
10.11%
47.29%
2022
0
0
0
0.00%
45.44%
2021
84
5
89
5.62%
44.40%
2020
63
11
74
14.86%
42.45%
2019
96
20
116
17.24%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
247
188
435
43.22%
41.74%
2023
401
282
683
41.29%
38.64%
2022
0
0
0
0.00%
39.39%
2021
362
245
607
40.36%
40.41%
2020
338
172
510
33.73%
48.09%
2019
307
173
480
36.04%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
634
223
857
26.02%
39.58%
2023
786
273
1,059
25.78%
36.96%
2022
0
0
0
0.00%
37.07%
2021
927
325
1,252
25.96%
39.17%
2020
929
260
1,189
21.87%
35.42%
2019
819
271
1,090
24.86%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
1
1
100.00%
12.32%
2023
0
1
1
100.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,187
121
1,308
9.25%
45.22%
2023
768
90
858
10.49%
44.64%
2022
0
0
0
0.00%
46.15%
2021
624
75
699
10.73%
46.87%
2020
579
90
669
13.45%
43.90%
2019
875
143
1,018
14.05%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
17
44
61
72.13%
35.33%
2023
10
42
52
80.77%
35.67%
2022
0
0
0
0.00%
37.14%
2021
6
30
36
83.33%
35.46%
2020
1
44
45
97.78%
33.86%
2019
4
97
101
96.04%
34.01%