A
Beacon Mutual Ins Co
Warwick,  RI
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.30
Risk Adjusted
Capital Ratio #2
2.40
Loss
Ratio
58.98%
Total
Assets
448.82M
Capital
210.72M
Net
Premiums
118.49M
Net
Income
15.42M
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Weiss Ratings Beacon Mutual Ins Co
Warwick, RI 		Click to
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Rating A
Capitalization Index 8.60
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.10
Reserve Adequacy Index 8.10
Stability Index 7.20
Company Info Beacon Mutual Ins Co
Warwick, RI 		Click to
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Industry P&C
NAIC Number 24017
Phone Number (401) 825-2667
Website www.beaconmutual.com
Address One Beacon Centre Warwick, RI 02886
Balance Sheet Beacon Mutual Ins Co
Warwick, RI 		Click to
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Total Assets 448.82M
Capital and Reserves Beacon Mutual Ins Co
Warwick, RI 		Click to
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Risk-Adjusted Capital Ratio #1 3.30
Risk-Adjusted Capital Ratio #2 2.40
1-Year Reserve Development -280.00%
2-Year Reserve Development -990.00%
Capital 210.72M
Premium to Surplus 60.00%
Reserves to Surplus 70.00%
Investments Beacon Mutual Ins Co
Warwick, RI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.40%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Beacon Mutual Ins Co
Warwick, RI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 58.98%
Net Premium Growth 0.00%
Other Medical Beacon Mutual Ins Co
Warwick, RI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Beacon Mutual Ins Co
Warwick, RI 		Click to
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Net Income 15.42M
Net Premium 118.49M
Health Premium --