Westfield Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
26,526
5,085
31,611
16.09%
23.88%
2024
29,360
5,311
34,671
15.32%
23.31%
2023
32,334
5,824
38,158
15.26%
22.83%
2022
32,456
6,021
38,477
15.65%
23.10%
2021
28,960
5,874
34,834
16.86%
22.81%
2020
26,904
5,182
32,086
16.15%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,329
657
1,986
33.08%
49.08%
2024
1,482
647
2,129
30.39%
47.46%
2023
1,606
640
2,246
28.50%
47.29%
2022
1,713
713
2,426
29.39%
45.44%
2021
1,748
669
2,417
27.68%
44.40%
2020
1,719
554
2,273
24.37%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,466
2,156
3,622
59.53%
42.44%
2024
1,943
2,374
4,317
54.99%
41.75%
2023
2,637
2,404
5,041
47.69%
38.64%
2022
2,051
2,202
4,253
51.78%
39.39%
2021
1,878
1,969
3,847
51.18%
40.41%
2020
2,135
2,021
4,156
48.63%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6,652
2,761
9,413
29.33%
38.98%
2024
8,804
2,792
11,596
24.08%
39.58%
2023
13,126
3,358
16,484
20.37%
36.96%
2022
8,987
2,659
11,646
22.83%
37.07%
2021
7,969
2,722
10,691
25.46%
39.17%
2020
9,270
3,087
12,357
24.98%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8
34
42
80.95%
83.87%
2024
6
17
23
73.91%
81.44%
2023
3
10
13
76.92%
74.87%
2022
3
8
11
72.73%
72.69%
2021
4
8
12
66.67%
79.01%
2020
6
10
16
62.50%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
141
432
573
75.39%
13.25%
2024
185
471
656
71.80%
12.32%
2023
210
295
505
58.42%
16.34%
2022
182
240
422
56.87%
11.13%
2021
178
207
385
53.77%
18.93%
2020
213
201
414
48.55%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4,042
1,163
5,205
22.34%
45.21%
2024
4,441
1,265
5,706
22.17%
45.23%
2023
4,679
1,393
6,072
22.94%
44.64%
2022
4,619
1,299
5,918
21.95%
46.15%
2021
4,673
1,474
6,147
23.98%
46.87%
2020
4,662
1,360
6,022
22.58%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
32
35
91.43%
63.59%
2024
2
24
26
92.31%
63.97%
2023
2
13
15
86.67%
62.55%
2022
2
9
11
81.82%
56.52%
2021
2
4
6
66.67%
62.74%
2020
1
3
4
75.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
689
234
923
25.35%
34.83%
2024
744
257
1,001
25.67%
35.33%
2023
826
295
1,121
26.32%
35.67%
2022
998
376
1,374
27.37%
37.14%
2021
1,037
400
1,437
27.84%
35.46%
2020
919
400
1,319
30.33%
33.86%