Westfield National Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6,386
1,224
7,610
16.08%
23.88%
2024
7,068
1,279
8,347
15.32%
23.31%
2023
7,784
1,402
9,186
15.26%
22.83%
2022
7,814
1,450
9,264
15.65%
23.10%
2021
6,972
1,414
8,386
16.86%
22.81%
2020
6,477
1,248
7,725
16.16%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
320
158
478
33.05%
49.08%
2024
357
156
513
30.41%
47.46%
2023
387
154
541
28.47%
47.29%
2022
412
172
584
29.45%
45.44%
2021
421
161
582
27.66%
44.40%
2020
414
133
547
24.31%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
353
519
872
59.52%
42.44%
2024
468
571
1,039
54.96%
41.75%
2023
635
579
1,214
47.69%
38.64%
2022
494
530
1,024
51.76%
39.39%
2021
452
474
926
51.19%
40.41%
2020
514
486
1,000
48.60%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,601
665
2,266
29.35%
38.98%
2024
2,119
672
2,791
24.08%
39.58%
2023
3,160
808
3,968
20.36%
36.96%
2022
2,163
640
2,803
22.83%
37.07%
2021
1,918
655
2,573
25.46%
39.17%
2020
2,232
743
2,975
24.97%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
8
10
80.00%
83.87%
2024
1
4
5
80.00%
81.44%
2023
1
2
3
66.67%
74.87%
2022
1
2
3
66.67%
72.69%
2021
1
2
3
66.67%
79.01%
2020
1
2
3
66.67%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
34
104
138
75.36%
13.25%
2024
45
113
158
71.52%
12.32%
2023
50
71
121
58.68%
16.34%
2022
44
58
102
56.86%
11.13%
2021
43
50
93
53.76%
18.93%
2020
51
48
99
48.48%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
973
280
1,253
22.35%
45.21%
2024
1,069
304
1,373
22.14%
45.23%
2023
1,126
335
1,461
22.93%
44.64%
2022
1,112
313
1,425
21.96%
46.15%
2021
1,125
355
1,480
23.99%
46.87%
2020
1,122
327
1,449
22.57%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
8
9
88.89%
63.59%
2024
0
6
6
100.00%
63.97%
2023
1
3
4
75.00%
62.55%
2022
1
2
3
66.67%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
1
1
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
166
56
222
25.23%
34.83%
2024
179
62
241
25.73%
35.33%
2023
199
71
270
26.30%
35.67%
2022
240
90
330
27.27%
37.14%
2021
250
96
346
27.75%
35.46%
2020
221
96
317
30.28%
33.86%