Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
23.88%
2024
4
10
14
71.43%
23.31%
2023
28
25
53
47.17%
22.83%
2022
78
85
163
52.15%
23.10%
2021
111
75
186
40.32%
22.81%
2020
260
159
419
37.95%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
10
16
62.50%
49.08%
2024
6
15
21
71.43%
47.46%
2023
52
28
80
35.00%
47.29%
2022
98
109
207
52.66%
45.44%
2021
194
109
303
35.97%
44.40%
2020
460
238
698
34.10%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
42.44%
2024
0
0
0
0.00%
41.75%
2023
0
0
0
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
83.87%
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
7
13
53.85%
13.25%
2024
13
14
27
51.85%
12.32%
2023
10
13
23
56.52%
16.34%
2022
11
20
31
64.52%
11.13%
2021
37
45
82
54.88%
18.93%
2020
78
66
144
45.83%
20.93%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
38
16
54
29.63%
34.83%
2024
52
27
79
34.18%
35.33%
2023
126
53
179
29.61%
35.67%
2022
255
59
314
18.79%
37.14%
2021
512
131
643
20.37%
35.46%
2020
906
217
1,123
19.32%
33.86%