C
Hereford Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.08
Risk Adjusted
Capital Ratio #2
0.75
Loss
Ratio
84.51%
Total
Assets
422.32M
Capital
79.16M
Net
Premiums
144.02M
Net
Income
11.39M
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Weiss Ratings Hereford Ins Co
Long Island City, NY 		Click to
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Rating C
Capitalization Index 3.70
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 6.30
Reserve Adequacy Index 4.30
Stability Index 6.40
Company Info Hereford Ins Co
Long Island City, NY 		Click to
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Industry P&C
NAIC Number 24309
Phone Number (718) 361-9191
Website www.herefordinsurance.com
Address 36-01 43rd Avenue Long Island City, NY 11101
Balance Sheet Hereford Ins Co
Long Island City, NY 		Click to
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Total Assets 422.32M
Capital and Reserves Hereford Ins Co
Long Island City, NY 		Click to
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Risk-Adjusted Capital Ratio #1 1.08
Risk-Adjusted Capital Ratio #2 0.75
1-Year Reserve Development 4.92%
2-Year Reserve Development 6.00%
Capital 79.16M
Premium to Surplus 181.93%
Reserves to Surplus 352.58%
Investments Hereford Ins Co
Long Island City, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Hereford Ins Co
Long Island City, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 111.88%
Combined Ratio 99.00%
Expense Ratio 14.49%
Loss Ratio 84.51%
Net Premium Growth 9.07%
Other Medical Hereford Ins Co
Long Island City, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Hereford Ins Co
Long Island City, NY 		Click to
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Net Income 11.39M
Net Premium 144.02M
Health Premium --