A
St Paul Guardian Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.88
Risk Adjusted
Capital Ratio #2
1.27
Loss
Ratio
63.70%
Total
Assets
110.85M
Capital
25.81M
Net
Premiums
39.53M
Net
Income
5.39M
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Weiss Ratings St Paul Guardian Ins Co
Hartford, CT 		Click to
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Rating A
Capitalization Index 7.30
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 8.70
Reserve Adequacy Index 8.20
Stability Index 6.40
Company Info St Paul Guardian Ins Co
Hartford, CT 		Click to
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Industry P&C
NAIC Number 24775
Phone Number (860) 277-0111
Website www.travelers.com
Address One Tower Square Hartford, CT 06183
Balance Sheet St Paul Guardian Ins Co
Hartford, CT 		Click to
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Total Assets 110.85M
Capital and Reserves St Paul Guardian Ins Co
Hartford, CT 		Click to
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Risk-Adjusted Capital Ratio #1 1.88
Risk-Adjusted Capital Ratio #2 1.27
1-Year Reserve Development -3.58%
2-Year Reserve Development -4.45%
Capital 25.81M
Premium to Surplus 153.18%
Reserves to Surplus 207.86%
Investments St Paul Guardian Ins Co
Hartford, CT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios St Paul Guardian Ins Co
Hartford, CT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 112.27%
Combined Ratio 90.80%
Expense Ratio 27.10%
Loss Ratio 63.70%
Net Premium Growth 2.55%
Other Medical St Paul Guardian Ins Co
Hartford, CT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability St Paul Guardian Ins Co
Hartford, CT 		Click to
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Net Income 5.39M
Net Premium 39.53M
Health Premium --