Stillwater Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,477
1,264
4,741
26.66%
23.88%
2024
3,477
1,264
4,741
26.66%
23.31%
2023
4,077
966
5,043
19.16%
22.83%
2022
4,535
1,215
5,750
21.13%
23.10%
2021
2,999
784
3,783
20.72%
22.81%
2020
1,316
373
1,689
22.08%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
0
0
0
0.00%
47.46%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
150
189
339
55.75%
42.44%
2024
180
285
465
61.29%
41.75%
2023
192
152
344
44.19%
38.64%
2022
173
184
357
51.54%
39.39%
2021
145
101
246
41.06%
40.41%
2020
139
180
319
56.43%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5,720
5,658
11,378
49.73%
38.98%
2024
12,665
8,749
21,414
40.86%
39.58%
2023
11,008
7,342
18,350
40.01%
36.96%
2022
9,775
7,044
16,819
41.88%
37.07%
2021
8,534
7,204
15,738
45.77%
39.17%
2020
4,375
3,503
7,878
44.47%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5
12
17
70.59%
13.25%
2024
5
19
24
79.17%
12.32%
2023
13
23
36
63.89%
16.34%
2022
22
22
44
50.00%
11.13%
2021
3
22
25
88.00%
18.93%
2020
4
15
19
78.95%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
599
322
921
34.96%
45.21%
2024
993
454
1,447
31.38%
45.23%
2023
392
114
506
22.53%
44.64%
2022
411
101
512
19.73%
46.15%
2021
244
79
323
24.46%
46.87%
2020
310
108
418
25.84%
43.90%