Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12,612
0
12,612
0.00%
23.88%
2024
15,844
0
15,844
0.00%
23.31%
2023
33,242
0
33,242
0.00%
22.83%
2022
31,906
0
31,906
0.00%
23.10%
2021
35,557
0
35,557
0.00%
22.81%
2020
33,638
0
33,638
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
102
0
102
0.00%
49.08%
2024
107
0
107
0.00%
47.46%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
0
3
0.00%
42.44%
2024
4
1
5
20.00%
41.75%
2023
47
1
48
2.08%
38.64%
2022
22
3
25
12.00%
39.39%
2021
54
9
63
14.29%
40.41%
2020
35
1
36
2.78%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,649
1,092
2,741
39.84%
38.98%
2024
1,989
1,212
3,201
37.86%
39.58%
2023
21,812
1,997
23,809
8.39%
36.96%
2022
12,929
4,089
17,018
24.03%
37.07%
2021
23,884
2,217
26,101
8.49%
39.17%
2020
15,756
2,869
18,625
15.40%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
0
13
0.00%
13.25%
2024
12
0
12
0.00%
12.32%
2023
7
0
7
0.00%
16.34%
2022
9
0
9
0.00%
11.13%
2021
14
0
14
0.00%
18.93%
2020
11
0
11
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,517
0
3,517
0.00%
45.21%
2024
4,213
0
4,213
0.00%
45.23%
2023
8,241
0
8,241
0.00%
44.64%
2022
9,280
0
9,280
0.00%
46.15%
2021
10,201
0
10,201
0.00%
46.87%
2020
10,873
0
10,873
0.00%
43.90%