Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
51,873
0
51,873
0.00%
23.88%
2024
63,574
0
63,574
0.00%
23.31%
2023
61,734
0
61,734
0.00%
22.83%
2022
44,526
0
44,526
0.00%
23.10%
2021
38,634
0
38,634
0.00%
22.81%
2020
27,407
0
27,407
0.00%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
20
3
23
13.04%
42.44%
2024
24
5
29
17.24%
41.75%
2023
47
1
48
2.08%
38.64%
2022
22
3
25
12.00%
39.39%
2021
54
9
63
14.29%
40.41%
2020
35
1
36
2.78%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,682
64
3,746
1.71%
38.98%
2024
5,675
3,109
8,784
35.39%
39.58%
2023
9,030
995
10,025
9.93%
36.96%
2022
5,530
2,160
7,690
28.09%
37.07%
2021
10,628
1,205
11,833
10.18%
39.17%
2020
7,330
1,602
8,932
17.94%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
0
7
0.00%
13.25%
2024
6
0
6
0.00%
12.32%
2023
6
0
6
0.00%
16.34%
2022
9
0
9
0.00%
11.13%
2021
14
0
14
0.00%
18.93%
2020
11
0
11
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
14,984
0
14,984
0.00%
45.21%
2024
17,422
0
17,422
0.00%
45.23%
2023
16,213
0
16,213
0.00%
44.64%
2022
13,329
0
13,329
0.00%
46.15%
2021
12,054
0
12,054
0.00%
46.87%
2020
9,366
0
9,366
0.00%
43.90%