E
StarStone National Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
109
16
125
12.80%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
29
1
30
3.33%
22.81%
2020
0
0
0
0.00%
21.51%
2019
0
0
0
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
425
116
541
21.44%
47.44%
2023
410
4
414
0.97%
47.29%
2022
2
0
2
0.00%
45.44%
2021
950
-2,054
-1,104
186.05%
44.40%
2020
286
238
524
45.42%
42.45%
2019
418
89
507
17.55%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
0
1
0.00%
41.75%
2022
0
0
0
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
2019
1
0
1
0.00%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.58%
2023
17
3
20
15.00%
36.96%
2022
2,392
0
2,392
0.00%
37.07%
2021
-7,487
-562
-8,049
6.98%
39.17%
2020
67
1
68
1.47%
35.42%
2019
317
18
335
5.37%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
96.06%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
213
524
737
71.10%
93.58%
2019
0
3
3
100.00%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
92.14%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
3
3
100.00%
81.35%
2023
0
10
10
100.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
265
423
688
61.48%
79.01%
2020
0
1
1
100.00%
80.13%
2019
1
61
62
98.39%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
84
112
75.00%
12.20%
2023
19
98
117
83.76%
16.34%
2022
1
0
1
0.00%
11.13%
2021
2,208
986
3,194
30.87%
18.93%
2020
0
0
0
0.00%
20.93%
2019
19
218
237
91.98%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,250
167
4,417
3.78%
35.33%
2023
4,117
499
4,616
10.81%
35.67%
2022
0
0
0
0.00%
37.14%
2021
5,292
1,358
6,650
20.42%
35.46%
2020
679
269
948
28.38%
33.86%
2019
1,400
305
1,705
17.89%
34.01%