C
Gotham Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
895
1,609
2,504
64.26%
23.88%
2024
721
994
1,715
57.96%
23.31%
2023
648
451
1,099
41.04%
22.83%
2022
587
323
910
35.49%
23.10%
2021
600
337
937
35.97%
22.81%
2020
435
186
621
29.95%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,246
2,353
3,599
65.38%
49.08%
2024
1,074
2,356
3,430
68.69%
47.46%
2023
939
1,393
2,332
59.73%
47.29%
2022
1,462
1,849
3,311
55.84%
45.44%
2021
1,902
3,021
4,923
61.37%
44.40%
2020
1,150
2,135
3,285
64.99%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
154
221
375
58.93%
42.44%
2024
145
266
411
64.72%
41.75%
2023
158
262
420
62.38%
38.64%
2022
183
175
358
48.88%
39.39%
2021
357
171
528
32.39%
40.41%
2020
203
413
616
67.05%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
4
748
752
99.47%
83.87%
2024
4
734
738
99.46%
81.44%
2023
9
728
737
98.78%
74.87%
2022
12
591
603
98.01%
72.69%
2021
46
487
533
91.37%
79.01%
2020
14
591
605
97.69%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
152
674
826
81.60%
13.25%
2024
98
512
610
83.93%
12.32%
2023
88
504
592
85.14%
16.34%
2022
101
387
488
79.30%
11.13%
2021
170
439
609
72.09%
18.93%
2020
65
504
569
88.58%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
143
58
201
28.86%
34.83%
2024
192
91
283
32.16%
35.33%
2023
233
111
344
32.27%
35.67%
2022
361
139
500
27.80%
37.14%
2021
1,374
94
1,468
6.40%
35.46%
2020
863
338
1,201
28.14%
33.86%