Major Rating Factors:
Good liquidity (6.1 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.1) despite weak results on operational trends.
Other Rating Factors:
Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.6) that can protect against increases in claims costs. Excellent profitability (7.3) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.3%.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (19.0%), comm multi (16.0%), work comp (12.3%), fire (10.6%), homeowners (1.8%), farmowners (1.0%), product liab. (0.9%), other (38.5%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Principal Investments:
Investment grade bonds (76.6%), common stock (14.9%), real estate (1.6%), non investment grade bonds (0.5%), other (6.5%)
Corporate Info
Group Affiliation
Travelers Companies Inc
Investment Rating
Company Address
ONE TOWER SQUARE
HARTFORD, CT 6183
HARTFORD, CT 6183
Phone Number
(860) 277-3966
NAIC Number
25658
Website
Largest Affiliates
