Major Rating Factors:
Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (8.1) that helps to protect the company against sharp claims increases. Excellent profitability index (8.4).
Other Rating Factors:
Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Comm multi (15.0%), work comp (14.6%), personal/comm auto (12.7%), fire (6.8%), product liab. (1.1%), farmowners (0.8%), homeowners (0.5%), other (48.6%)
Licensed in:
All states and MP, PR, VI
Principal Investments:
Investment grade bonds (95.3%), other (4.7%)
Corporate Info
Group Affiliation
The Travelers Companies Inc
Investment Rating
Company Address
One Tower Square
Hartford, CT 06183
Hartford, CT 06183
Phone Number
(860) 277-0111
NAIC Number
25674
Website
Largest Affiliates