Esurance Ins Co
Major Rating Factors:
Weak profitability index (2.1 on a scale of 0 to 10). Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Good overall results on stability tests (6.2) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (69.5%), homeowners (30.5%)
Licensed in:
All states
Principal Investments:
Common stock (48.3%), investment grade bonds (40.8%), other (11.0%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
3100 Sanders Road
Northbrook, IL 60062
Northbrook, IL 60062
Phone Number
(847) 402-5000
NAIC Number
25712
Website
Largest Affiliates