B
US Liability Ins Co
Wayne,  PA
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.35
Risk Adjusted
Capital Ratio #2
1.22
Loss
Ratio
38.37%
Total
Assets
2.43B
Capital
1.75B
Net
Premiums
219.01M
Net
Income
41.12M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.58%
2023
7
7
14
50.00%
36.96%
2022
4
4
8
50.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
114
760
874
86.96%
81.44%
2023
118
639
757
84.41%
74.87%
2022
143
784
927
84.57%
72.69%
2021
46
277
323
85.76%
79.01%
2020
151
857
1,008
85.02%
80.13%
2019
168
929
1,097
84.69%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
287
1,191
1,478
80.58%
12.32%
2023
278
1,205
1,483
81.25%
16.34%
2022
327
987
1,314
75.11%
11.13%
2021
369
1,076
1,445
74.46%
18.93%
2020
360
1,001
1,361
73.55%
20.93%
2019
453
968
1,421
68.12%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
5
6
83.33%
63.97%
2023
1
1
2
50.00%
62.55%
2022
12
14
26
53.85%
56.52%
2021
4
14
18
77.78%
62.74%
2020
3
6
9
66.67%
61.51%
2019
6
21
27
77.78%
70.02%