Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
53
29
82
35.37%
23.88%
2024
41
25
66
37.88%
23.31%
2023
28
22
50
44.00%
22.83%
2022
57
24
81
29.63%
23.10%
2021
33
8
41
19.51%
22.81%
2020
18
11
29
37.93%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
64
25
89
28.09%
49.08%
2024
52
28
80
35.00%
47.46%
2023
45
15
60
25.00%
47.29%
2022
24
21
45
46.67%
45.44%
2021
28
5
33
15.15%
44.40%
2020
13
9
22
40.91%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
14
36
38.89%
42.44%
2024
13
13
26
50.00%
41.75%
2023
21
8
29
27.59%
38.64%
2022
20
24
44
54.55%
39.39%
2021
7
22
29
75.86%
40.41%
2020
7
17
24
70.83%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
5
5
100.00%
20.93%