C
Universal Surety Co
Lincoln,  NE
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.77
Risk Adjusted
Capital Ratio #2
2.84
Loss
Ratio
37.20%
Total
Assets
380.29M
Capital
318.93M
Net
Premiums
4.37M
Net
Income
11.31M
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Weiss Ratings Universal Surety Co
Lincoln, NE 		Click to
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Rating C
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 7.40
Reserve Adequacy Index 9.10
Stability Index 3.70
Company Info Universal Surety Co
Lincoln, NE 		Click to
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Industry P&C
NAIC Number 25933
Phone Number (402) 435-4302
Website www.universalinland.com
Address 1010 Lincoln Mall Lincoln, NE 68508
Balance Sheet Universal Surety Co
Lincoln, NE 		Click to
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Total Assets 380.29M
Capital and Reserves Universal Surety Co
Lincoln, NE 		Click to
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Risk-Adjusted Capital Ratio #1 4.77
Risk-Adjusted Capital Ratio #2 2.84
1-Year Reserve Development -60.00%
2-Year Reserve Development -70.00%
Capital 318.93M
Premium to Surplus 0.00%
Reserves to Surplus 0.00%
Investments Universal Surety Co
Lincoln, NE 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Universal Surety Co
Lincoln, NE 		Click to
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Medical Loss Ratio --
Cash From Underwriting 240.00%
Combined Ratio 60.00%
Expense Ratio 20.00%
Loss Ratio 37.20%
Net Premium Growth 90.00%
Other Medical Universal Surety Co
Lincoln, NE 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Universal Surety Co
Lincoln, NE 		Click to
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Net Income 11.31M
Net Premium 4.37M
Health Premium --