Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
23.88%
2024
0
0
0
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
40
3
43
6.98%
49.08%
2024
0
0
0
0.00%
47.46%
2023
31
3
34
8.82%
47.29%
2022
0
0
0
0.00%
45.44%
2021
37
4
41
9.76%
44.40%
2020
35
5
40
12.50%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
44
4
48
8.33%
42.44%
2024
44
6
50
12.00%
41.75%
2023
48
6
54
11.11%
38.64%
2022
0
0
0
0.00%
39.39%
2021
39
5
44
11.36%
40.41%
2020
47
8
55
14.55%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
285
24
309
7.77%
38.98%
2024
301
25
326
7.67%
39.58%
2023
333
25
358
6.98%
36.96%
2022
0
0
0
0.00%
37.07%
2021
197
18
215
8.37%
39.17%
2020
230
44
274
16.06%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
0
2
0.00%
13.25%
2024
1
0
1
0.00%
12.32%
2023
1
0
1
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
3
0
3
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
190
23
213
10.80%
45.21%
2024
177
21
198
10.61%
45.23%
2023
175
24
199
12.06%
44.64%
2022
0
0
0
0.00%
46.15%
2021
151
27
178
15.17%
46.87%
2020
149
33
182
18.13%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%