Utica Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13,029
5,266
18,295
28.78%
23.88%
2024
14,100
6,984
21,084
33.12%
23.31%
2023
14,718
7,363
22,081
33.35%
22.83%
2022
16,763
7,969
24,732
32.22%
23.10%
2021
16,548
7,422
23,970
30.96%
22.81%
2020
13,896
5,920
19,816
29.87%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,401
2,322
4,723
49.16%
49.08%
2024
2,453
4,183
6,636
63.03%
47.46%
2023
2,439
4,190
6,629
63.21%
47.29%
2022
2,682
4,156
6,838
60.78%
45.44%
2021
2,350
3,242
5,592
57.98%
44.40%
2020
1,991
2,766
4,757
58.15%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,496
1,686
3,182
52.99%
42.44%
2024
1,977
2,517
4,494
56.01%
41.75%
2023
1,962
2,378
4,340
54.79%
38.64%
2022
1,838
2,091
3,929
53.22%
39.39%
2021
1,990
2,412
4,402
54.79%
40.41%
2020
1,809
3,236
5,045
64.14%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,216
763
2,979
25.61%
38.98%
2024
1,685
1,045
2,730
38.28%
39.58%
2023
1,344
911
2,255
40.40%
36.96%
2022
1,388
806
2,194
36.74%
37.07%
2021
1,503
768
2,271
33.82%
39.17%
2020
1,718
711
2,429
29.27%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
40
94
134
70.15%
83.87%
2024
30
118
148
79.73%
81.44%
2023
43
117
160
73.13%
74.87%
2022
27
73
100
73.00%
72.69%
2021
34
98
132
74.24%
79.01%
2020
32
115
147
78.23%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
76
83
91.57%
13.25%
2024
14
63
77
81.82%
12.32%
2023
11
45
56
80.36%
16.34%
2022
16
37
53
69.81%
11.13%
2021
30
37
67
55.22%
18.93%
2020
14
65
79
82.28%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,935
5,947
9,882
60.18%
45.21%
2024
4,759
8,291
13,050
63.53%
45.23%
2023
4,680
8,340
13,020
64.06%
44.64%
2022
4,942
8,644
13,586
63.62%
46.15%
2021
5,967
7,963
13,930
57.16%
46.87%
2020
5,808
6,827
12,635
54.03%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
2
1
3
33.33%
62.74%
2020
0
8
8
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,384
1,642
3,026
54.26%
34.83%
2024
1,417
915
2,332
39.24%
35.33%
2023
1,528
935
2,463
37.96%
35.67%
2022
1,541
946
2,487
38.04%
37.14%
2021
1,281
827
2,108
39.23%
35.46%
2020
973
626
1,599
39.15%
33.86%