Western Reserve Mutual Cas Co

Wooster, OH

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.14

Risk Adjusted
Capital Ratio #2

2.55

Loss
Ratio

66.47%

Total
Assets

255.29M

Capital

128.31M

Net
Premiums

135.61M

Net
Income

5.53M

My Lists My Alerts

Weiss Ratings	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	9.00
Investment Safety Index	--
Liquidity Index	5.90
Profitability Index	4.20
Reserve Adequacy Index	9.20
Stability Index	7.70

Company Info	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	26131
Phone Number	(330) 262-9060
Website	www.wrg-ins.com
Address	2865 Benden Drive Wooster, OH 44691

Balance Sheet	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	255.29M

Capital and Reserves	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.14
Risk-Adjusted Capital Ratio #2	2.55
1-Year Reserve Development	-0.01%
2-Year Reserve Development	-0.97%
Capital	128.31M
Premium to Surplus	105.69%
Reserves to Surplus	36.62%

Investments	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	0.24%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	102.93%
Combined Ratio	100.15%
Expense Ratio	33.68%
Loss Ratio	66.47%
Net Premium Growth	2.14%

Other Medical	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Western Reserve Mutual Cas Co Wooster, OH	Click to Compare	Click to Compare	Click to Compare
Net Income	5.53M
Net Premium	135.61M
Health Premium	--