Windsor Mount Joy Mutl Ins Co

Ephrata, PA

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.01

Risk Adjusted
Capital Ratio #2

2.76

Loss
Ratio

46.39%

Total
Assets

198.82M

Capital

114.00M

Net
Premiums

81.11M

Net
Income

18.01M

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Weiss Ratings	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Rating	A
Capitalization Index	9.60
Investment Safety Index	--
Liquidity Index	6.90
Profitability Index	8.60
Reserve Adequacy Index	9.30
Stability Index	6.60

Company Info	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	26166
Phone Number	(717) 733-8648
Website	www.windsormountjoy.com
Address	1 E. Main Street Ephrata, PA 17522

Balance Sheet	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	198.82M

Capital and Reserves	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.01
Risk-Adjusted Capital Ratio #2	2.76
1-Year Reserve Development	-2.07%
2-Year Reserve Development	-4.13%
Capital	114.00M
Premium to Surplus	71.15%
Reserves to Surplus	18.95%

Investments	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	3.86%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	141.64%
Combined Ratio	84.60%
Expense Ratio	38.21%
Loss Ratio	46.39%
Net Premium Growth	17.58%

Other Medical	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Windsor Mount Joy Mutl Ins Co Ephrata, PA	Click to Compare	Click to Compare	Click to Compare
Net Income	18.01M
Net Premium	81.11M
Health Premium	--