Selective Way Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6,106
2,738
8,844
30.96%
23.88%
2024
7,335
3,192
10,527
30.32%
23.31%
2023
7,697
3,106
10,803
28.75%
22.83%
2022
6,738
2,924
9,662
30.26%
23.10%
2021
6,367
2,708
9,075
29.84%
22.81%
2020
5,522
2,026
7,548
26.84%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,823
936
2,759
33.93%
49.08%
2024
1,904
1,075
2,979
36.09%
47.46%
2023
1,899
951
2,850
33.37%
47.29%
2022
1,801
927
2,728
33.98%
45.44%
2021
1,768
823
2,591
31.76%
44.40%
2020
1,598
587
2,185
26.86%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
428
329
757
43.46%
42.44%
2024
522
370
892
41.48%
41.75%
2023
483
342
825
41.45%
38.64%
2022
439
305
744
40.99%
39.39%
2021
461
319
780
40.90%
40.41%
2020
483
687
1,170
58.72%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
675
197
872
22.59%
38.98%
2024
1,110
289
1,399
20.66%
39.58%
2023
1,110
311
1,421
21.89%
36.96%
2022
892
278
1,170
23.76%
37.07%
2021
935
346
1,281
27.01%
39.17%
2020
1,365
452
1,817
24.88%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
66
77
85.71%
83.87%
2024
16
72
88
81.82%
81.44%
2023
14
59
73
80.82%
74.87%
2022
11
46
57
80.70%
72.69%
2021
12
51
63
80.95%
79.01%
2020
14
70
84
83.33%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
447
696
1,143
60.89%
13.25%
2024
466
677
1,143
59.23%
12.32%
2023
503
724
1,227
59.01%
16.34%
2022
484
704
1,188
59.26%
11.13%
2021
456
607
1,063
57.10%
18.93%
2020
413
501
914
54.81%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
537
253
790
32.03%
45.21%
2024
707
363
1,070
33.93%
45.23%
2023
715
342
1,057
32.36%
44.64%
2022
581
296
877
33.75%
46.15%
2021
601
270
871
31.00%
46.87%
2020
594
196
790
24.81%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
70
125
195
64.10%
63.59%
2024
75
125
200
62.50%
63.97%
2023
70
116
186
62.37%
62.55%
2022
67
114
181
62.98%
56.52%
2021
72
110
182
60.44%
62.74%
2020
59
114
173
65.90%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
812
252
1,064
23.68%
34.83%
2024
927
294
1,221
24.08%
35.33%
2023
892
305
1,197
25.48%
35.67%
2022
871
372
1,243
29.93%
37.14%
2021
882
321
1,203
26.68%
35.46%
2020
828
257
1,085
23.69%
33.86%