B
Frontier - Mt Carroll Mutl Ins
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.47
Risk Adjusted
Capital Ratio #2
3.19
Loss
Ratio
64.58%
Total
Assets
59.07M
Capital
42.17M
Net
Premiums
20.12M
Net
Income
2.16M
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Weiss Ratings Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Rating B
Capitalization Index 9.40
Investment Safety Index --
Liquidity Index 8.50
Profitability Index 4.40
Reserve Adequacy Index 6.10
Stability Index 5.50
Company Info Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Industry P&C
NAIC Number 26735
Phone Number (217) 732-8222
Website fmcmutual.com
Address 312 North Main Street Mount Carroll, IL 61053
Balance Sheet Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Total Assets 59.07M
Capital and Reserves Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Risk-Adjusted Capital Ratio #1 4.47
Risk-Adjusted Capital Ratio #2 3.19
1-Year Reserve Development -90.00%
2-Year Reserve Development 440.00%
Capital 42.17M
Premium to Surplus 70.00%
Reserves to Surplus 10.00%
Investments Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 64.58%
Net Premium Growth 0.00%
Other Medical Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frontier - Mt Carroll Mutl Ins
Mount Carroll, IL 		Click to
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Net Income 2.16M
Net Premium 20.12M
Health Premium --