D
Fulmont Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Capitalization Index 5.00
Investment Safety Index --
Liquidity Index 9.30
Profitability Index 6.70
Reserve Adequacy Index 5.10
Stability Index 1.20
Company Info Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Industry P&C
NAIC Number 26760
Phone Number (518) 762-3171
Website www.fulmontmutual.com
Address 309 West Montgomery Street Johnstown, NY 12095
Balance Sheet Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 3.38M
Capital and Reserves Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Risk-Adjusted Capital Ratio #1 1.10
Risk-Adjusted Capital Ratio #2 0.70
1-Year Reserve Development 360.00%
2-Year Reserve Development 1,410.00%
Capital 1.32M
Premium to Surplus 150.00%
Reserves to Surplus 50.00%
Investments Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.85%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 48.77%
Net Premium Growth 0.00%
Other Medical Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fulmont Mutual Ins Co
Johnstown, NY
Click to
Compare
Click to
Compare
Click to
Compare
Net Income -44.78K
Net Premium 2.00M
Health Premium --