D
Fulmont Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Fulmont Mutual Ins Co
Johnstown, NY
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Rating D
Capitalization Index 5.20
Investment Safety Index --
Liquidity Index 7.10
Profitability Index 5.10
Reserve Adequacy Index 5.70
Stability Index 1.20
Company Info Fulmont Mutual Ins Co
Johnstown, NY
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Industry P&C
NAIC Number 26760
Phone Number (518) 762-3171
Website www.fulmontmutual.com
Address 309 West Montgomery Street Johnstown, NY 12095
Balance Sheet Fulmont Mutual Ins Co
Johnstown, NY
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Total Assets 3.41M
Capital and Reserves Fulmont Mutual Ins Co
Johnstown, NY
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Risk-Adjusted Capital Ratio #1 1.16
Risk-Adjusted Capital Ratio #2 0.77
1-Year Reserve Development -6.01%
2-Year Reserve Development 7.29%
Capital 1.25M
Premium to Surplus 163.85%
Reserves to Surplus 57.10%
Investments Fulmont Mutual Ins Co
Johnstown, NY
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 3.46%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fulmont Mutual Ins Co
Johnstown, NY
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Medical Loss Ratio --
Cash From Underwriting 94.91%
Combined Ratio 106.21%
Expense Ratio 44.25%
Loss Ratio 61.96%
Net Premium Growth 1.97%
Other Medical Fulmont Mutual Ins Co
Johnstown, NY
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fulmont Mutual Ins Co
Johnstown, NY
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Net Income -116.53K
Net Premium 2.04M
Health Premium --