Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
10
5
15
33.33%
22.80%
2023
225
132
357
36.97%
22.83%
2022
662
416
1,078
38.59%
23.10%
2021
878
454
1,332
34.08%
22.81%
2020
878
434
1,312
33.08%
21.51%
2019
1,028
827
1,855
44.58%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
5
7
12
58.33%
47.78%
2023
142
154
296
52.03%
47.29%
2022
210
163
373
43.70%
45.44%
2021
397
147
544
27.02%
44.40%
2020
509
356
865
41.16%
42.45%
2019
606
316
922
34.27%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
6
3
9
33.33%
38.64%
2022
96
54
150
36.00%
39.39%
2021
164
91
255
35.69%
40.41%
2020
169
150
319
47.02%
48.09%
2019
181
84
265
31.70%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
16
43
59
72.88%
37.07%
2021
74
103
177
58.19%
39.17%
2020
27
56
83
67.47%
35.42%
2019
39
77
116
66.38%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
27
27
54
50.00%
96.35%
2023
34
86
120
71.67%
95.21%
2022
6
12
18
66.67%
96.00%
2021
10
51
61
83.61%
93.58%
2020
9
95
104
91.35%
94.02%
2019
10
77
87
88.51%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
14
14
100.00%
93.85%
2019
0
10
10
100.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
69
70
98.57%
74.87%
2022
3
35
38
92.11%
72.69%
2021
3
73
76
96.05%
79.01%
2020
7
84
91
92.31%
80.13%
2019
4
42
46
91.30%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
14
16
87.50%
12.77%
2023
41
173
214
80.84%
16.34%
2022
23
80
103
77.67%
11.13%
2021
31
93
124
75.00%
18.93%
2020
47
106
153
69.28%
20.93%
2019
15
42
57
73.68%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
336
512
848
60.38%
46.15%
2021
516
418
934
44.75%
46.87%
2020
638
442
1,080
40.93%
43.90%
2019
880
482
1,362
35.39%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
77.84%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
56.52%
2021
1
0
1
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%