C
Wisconsin County Mutl Ins Corp
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
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Major Rating Factors: Fair profitability index (4.6 on a scale of 0 to 10) with operating losses during 2022, 2023, 2024 and 2025. Fair long-term capitalization index (4.3) based on fair current risk adjusted capital (severe loss scenarios). History of adequate reserve strength (6.2) as reserves have been consistently at an acceptable level.
Other Rating Factors: Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.8) despite fair risk adjusted capital in prior years. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is acceptable at 2.6% of capital.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (27.5%), comm multi (22.9%), work comp (22.3%), other (27.2%)
Licensed in: WI
Principal Investments: Investment grade bonds (72.7%), common stock (22.7%), cash (2.8%), other (1.8%)
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Wisconsin County Mutual Ins Corporation
Investment Rating
--
Company Address
15800 W Bluemound Rd
Brookfield, WI 53005
Phone Number
(262) 781-7020
NAIC Number
26956
Largest Affiliates
C
Brookfield, WI - P&C