Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
4,524
298
4,822
6.18%
23.31%
2023
4,491
339
4,830
7.02%
22.83%
2022
5,212
427
5,639
7.57%
23.10%
2021
5,262
456
5,718
7.97%
22.81%
2020
4,776
256
5,032
5.09%
21.51%
2019
4,808
214
5,022
4.26%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
702
635
1,337
47.49%
47.44%
2023
608
632
1,240
50.97%
47.29%
2022
603
558
1,161
48.06%
45.44%
2021
605
398
1,003
39.68%
44.40%
2020
754
386
1,140
33.86%
42.45%
2019
1,427
458
1,885
24.30%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
213
160
373
42.90%
41.75%
2023
266
189
455
41.54%
38.64%
2022
386
265
651
40.71%
39.39%
2021
466
298
764
39.01%
40.41%
2020
384
413
797
51.82%
48.09%
2019
549
504
1,053
47.86%
43.30%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
96.06%
2023
2
1
3
33.33%
95.22%
2022
1
1
2
50.00%
96.00%
2021
1
2
3
66.67%
93.58%
2020
11
29
40
72.50%
94.02%
2019
42
58
100
58.00%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2021
0
0
0
0.00%
91.74%
2019
1
6
7
85.71%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
46
609
655
92.98%
81.35%
2023
35
683
718
95.13%
74.87%
2022
46
569
615
92.52%
72.69%
2021
83
526
609
86.37%
79.01%
2020
106
566
672
84.23%
80.13%
2019
60
802
862
93.04%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
117
97
214
45.33%
12.20%
2023
93
178
271
65.68%
16.34%
2022
112
214
326
65.64%
11.13%
2021
159
314
473
66.38%
18.93%
2020
97
334
431
77.49%
20.93%
2019
141
571
712
80.20%
16.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
3
4
75.00%
84.35%
2023
0
1
1
100.00%
68.07%
2022
0
4
4
100.00%
77.84%
2021
1
10
11
90.91%
84.45%
2020
0
4
4
100.00%
83.02%
2019
0
2
2
100.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
1
1
100.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
686
99
785
12.61%
35.33%
2023
633
100
733
13.64%
35.67%
2022
727
142
869
16.34%
37.14%
2021
750
141
891
15.82%
35.46%
2020
782
85
867
9.80%
33.86%
2019
1,131
84
1,215
6.91%
34.01%