Auto Club Family Ins Co
Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (8.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Fair profitability index (4.8) with operating losses during 2022, 2023 and the first three months of 2025. Return on equity has been low, averaging 1.9% over the past five years.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (71.5%), personal/comm auto (27.2%), fire (1.2%), other (0.1%)
Licensed in:
AL, AR, IL, IN, KS, LA, MO, MS, OH
Principal Investments:
Investment grade bonds (55.5%), common stock (38.2%), cash (1.5%), other (4.7%)
Corporate Info
Group Affiliation
Auto Club Exchange Group
Investment Rating
--
Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
27235
Website
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