Centre County Mutl Fire Ins Co
Major Rating Factors:
Weak overall results on stability tests (2.8 on a scale of 0 to 10) including weak risk diversification. Good overall profitability index (6.3) despite operating losses during 2022 and the first three months of 2025. Return on equity has been fair, averaging 7.6% over the past five years. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (57.0%), fire (21.3%), other (21.7%)
Licensed in:
PA
Principal Investments:
Common stock (52.6%), investment grade bonds (24.0%), cash (19.8%), other (3.5%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
3555 Benner Pike
Bellefonte, PA 16823
Bellefonte, PA 16823
Phone Number
(814) 355-4855
NAIC Number
27340
Largest Affiliates
No affiliate information available.