Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
172
0
172
0.00%
23.88%
2024
195
0
195
0.00%
23.31%
2023
206
25
231
10.82%
22.83%
2022
40
27
67
40.30%
23.10%
2021
270
22
292
7.53%
22.81%
2020
275
28
303
9.24%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
49.08%
2024
2
0
2
0.00%
47.46%
2023
1
0
1
0.00%
47.29%
2022
55
0
55
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
1
1
2
50.00%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
79
0
79
0.00%
38.98%
2024
116
0
116
0.00%
39.58%
2023
128
32
160
20.00%
36.96%
2022
315
34
349
9.74%
37.07%
2021
61
37
98
37.76%
39.17%
2020
81
33
114
28.95%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
86
0
86
0.00%
45.21%
2024
82
0
82
0.00%
45.23%
2023
115
2
117
1.71%
44.64%
2022
246
4
250
1.60%
46.15%
2021
67
2
69
2.90%
46.87%
2020
40
13
53
24.53%
43.90%