Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
137
3
140
2.14%
23.88%
2024
186
3
189
1.59%
23.31%
2023
225
0
225
0.00%
22.83%
2022
221
2
223
0.90%
23.10%
2021
247
2
249
0.80%
22.81%
2020
238
5
243
2.06%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,065
65
1,130
5.75%
38.98%
2024
2,585
159
2,744
5.79%
39.58%
2023
1,931
113
2,044
5.53%
36.96%
2022
1,357
98
1,455
6.74%
37.07%
2021
5,841
1,081
6,922
15.62%
39.17%
2020
2,121
139
2,260
6.15%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
0
1
0.00%
13.25%
2024
1
0
1
0.00%
12.32%
2021
1
0
1
0.00%
18.93%
2020
0
1
1
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
45
1
46
2.17%
45.21%
2024
68
4
72
5.56%
45.23%
2023
73
4
77
5.19%
44.64%
2022
59
4
63
6.35%
46.15%
2021
72
4
76
5.26%
46.87%
2020
79
5
84
5.95%
43.90%